Chiropractic billing codes

2026-09-04 · 9 min read

Four codes, five regions, one modifier. Nearly every chiropractic billing dispute reduces to whether the note counted the regions the code claims, and whether the care is active or maintenance.

Ink-and-wash drawing of a spine model beside claim forms
A spine model beside a stack of claim forms — the two halves of the same argument.

The four CMT codes

CodeRegionsNote
989401–2 spinalThe default for a focused visit
989413–4 spinalThe most-billed and most-reviewed
989425 spinalEvery region, every visit, draws questions
98943ExtraspinalNot covered by Medicare — cash or commercial

All four are untimed: one unit per visit whatever the clock says. Minutes matter only for the timed codes that might sit beside them, such as 97140 manual therapy.

Counting regions

Five spinal regions: cervical, thoracic, lumbar, sacral, pelvic. The two that catch people are the last two — the sacrum and the sacroiliac joint are separate regions, so adjusting both is two, not one. Inside a region, segment count is irrelevant: C2, C5 and C7 is one region and one code tier.

The note counts, not the intention

If the objective section names two regions and the claim says 98941, the claim is wrong — regardless of what happened in the room. The daily note builder puts the region line where you cannot skip it.

Ink-and-wash anatomical study of the spinal regions from the side
A study of the spinal regions from the side.

The AT modifier

Medicare covers chiropractic manipulation only for active treatment of subluxation. Without AT the claim reads as maintenance and is denied; with AT on a record that reads like maintenance, it is a compliance problem rather than a coding one.

In practice that makes AT a clinical statement wearing a billing costume. The safe habit is to answer the active-versus-maintenance question in the assessment section, in words, on every visit — and to let the modifier follow that sentence rather than the other way round.

E/M on the same day

A same-day evaluation and management service needs modifier 25 and needs to stand alone. The test: delete the manipulation from the note. Is there still a documented history, examination and decision that would justify an E/M by itself? If not, the E/M does not belong on the claim.

A re-examination attached to every visit is not a re-examination; it is a habit with a code.

Ink-and-wash drawing of a drop table with fresh paper across the headpiece
Fresh paper across the drop table headpiece.

What an audit looks at

Four things, in order. Region documentation against the code tier. The AT modifier against notes that describe change. Frequency — a visit count that does not taper against a presentation that is improving. And the E/M pattern. None of them is about technique, and none of them is fixed after the fact.

The cheapest defence is a measured number recorded before and after the adjustment on most visits. The range of motion chart gives you the reference to compare it against.

Red flag — refer out

Suspected fracture, an unstable segment, progressive neurological deficit, cauda equina signs or an unexplained systemic picture: no code applies, because no adjustment should happen.

CPT is a trademark of the American Medical Association. Coverage rules vary by payer and by state; your own contract governs.

Sources

Published 2026-09-04 · reviewed 2026-09-04